CO-OP Credit Union logo Welcome to your
CO-OP Credit Union
Located in West Central Minnesota with offices in
• Montevideo  • Benson  • Canby  • Willmar

Our Mission Statement:
To provide members with financial services that contribute to their success.
Happy New Year

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The Co-op Credit Union is not liable for the content, authenticity or availability of external links since we have no control over them. Nor does any external link imply endorsement of product or services.

© 2014
Co-op Credit Union

Insured by the NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender

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New Year's Eve: Regular Hours

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♦ Credit Union Routing Number: 291275194

♦ Verified by Visa©
For more information, go to our Verified by Visa page.

♦ Virtual Branch (VB) UPDATES
---Read this before your first VB log-on.
---Enrolling in Enhanced Authentication.
---Mobile Money
shimLog into VB from your cell phone.
---Important Notice for Quicken Users.
♦ It is vital that you secure your Web browsers!
Whether your Web browser is Explorer, Firefox or Safari, it is vital to configure your browsers securely. Because Web browsers are used so frequently, they are very vulnerable. To learn how to secure your web browser, go to the following site: For more information, go to our Security page.

Mobile Money App® ♦ Tips for Safer Online Shopping
Shopping online is convenient, but it can also be dangerous. Here are a few tips to help make your online shopping safer.
Visit our new Insurance & Other Services page for information about the financial services offered by CUNA Mutual Group, a mutual insurance company that provides financial services to cooperatives, credit unions, their members, and other customers worldwide.
♦ Newsletters
Read the latest newsletters online.
♦ Security
We will never ask for personal information such as online credentials, account numbers or card numbers through e-mail, voice or text messaging. Go to our Security Page for more information on phishing, smishing, and vishing, as well as online security.
♦ Free Annual Credit Reports
You are entitled to three free credit reports each year. For more information: Credit Reports.

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ATM Locations for No-Fee Cash

Go to MoneyPass to locate an ATM. The MoneyPass® network offers thousands of surcharge-free ATMs coast to coast.

Last updated on December 26, 2014

After January 15, 2015

Due to changes at the post office, the mail leaves town before checks are posted and withdrawn from your account. Therefore, we can no longer mail your overdraft notice in a timely manner. By the time the notice arrives in your mail box too much time has passed. As of January 15th, 2015, your credit union will NO LONGER be sending paper notices. In this age of electronic notices, you can receive email alerts to assist you in monitoring your account. To receive an alert you will need to be signed up for our online banking system, Virtual Branch (VB). If you have not done that, click on the VB button on the top of the left menu and then click on Enroll Online.

Once you have signed up, make sure you have a valid email address listed under the Self Service tab, under Personal Information. You can set up alerts by choosing Account Alert under the Alerts heading. These alerts directing you to review your account will serve the same purpose as this notice. When you set up the first alert on the list, which is the notify me if "My account balance is below $_?_"', you may want to set it a little higher than (zero) .00 to give yourself time to make a deposit to avoid overdraft charges. The other thing that these notices do is to notify you when "Insufficient funds cause overdraft protection to occur" and "Insufficient funds cause an automatic transfer to occur." There are various other alerts that you may want to set up also.

visa logo space Verified by Visa©
In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by Visa to help protect your Visa cards against unauthorized use on the Internet...before it happens. Verifed by Visa is a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction.

When you make purchases at participating online stores, you'll validate your identity by entering your password in a special Verified by Visa window. This gives you added safety and reassurance that only you can use your Visa card online when shopping at participating merchants. For more information, go to our Verified by Visa page.

For emergency Customer Service regarding your credit union Visa credit or debit card, or to report a lost or stolen card, call Visa at one of these numbers.

CREDIT CARD: 1-800-808-7230
After hours call 1-800-991-4964

DEBIT CARD (24/7): 1-800-472-3272

For Non-Emergency questions, please call
your local credit union office.