Membership Share Savings

• Money can be deposited or withdrawn at any time
• No charge for electronic transactions: Telephone, Check Card or E-Mail (Limit: 6 per month)
• Dividends paid on accounts with a balance of $10.00 or more

Holiday Club Savings

• Account can be opened with as little as $5.00
• You can authorize automatic transfers from savings to checking, or make deposits at any time
• On October 1st of each year your Co-op Credit Union automatically mails you a check for the balance in your Holiday Savings account
• Interest is paid on Holiday Savings accounts with balances over $10.00

Vacation Club Savings

• Account can be opened with as little as $5.00
• You can authorize automatic transfers from savings to checking, or make deposits at any time
• When you're ready to leave on your "prepaid" vacation, just draw out the money
• Interest is paid on Vacation Savings accounts with balances over $10.00

•  Minimum to open the account is $1,000.00.
•  Interest is paid on the average daily balance.
•  Minimum daily balance to earn interest is $100.00.
•  Tiered interest rate. 
  
•  Call for details and rates.

Individual Retirement Account (IRA)

• Traditional IRA
• Roth IRA
• Coverdell Education Savings Account (ESA)
• Simplified Employee Pension (SEP)

Certificates of Deposit (CD)

• The Co-op Credit Union has certificates of deposit available with the following terms:
  • 6 months
  • 12 months
  • 18 months
  • 24 months
  • 36 months
  • 48 months
• Minimum balance to open a Certificate of Deposit Account is $1,000.00
• Interest paid monthly with the following options:
  • To the Certificate of Deposit
  • To a Credit Union account
  • Sent to the member in a check
• From time to time your Co-op Credit Union offers special term and minimum balance promotions for Certificates of Deposit
• Check our current rates      

•   Need high deductible health plan (HDHP) to be eligible for HSA
•   Minimum to earn interest $10.00
•  Tiered interest rate.
•  Yearly contribution limits apply.
•  No longer eligible once enrolled in Medicare.
•  Yearly minimum deductible and maximum out-of-pocket limits apply.
•  Call for details and rates.
  

Savings Calculator