VISA Cards®

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

In today's world, it is difficult to get along without some kind of credit card or check card. Plastic has become the preferred "monetary unit" for many transactions. Your Co-op Credit Union can set you up with a Visa Credit Card or a Visa Debit Card.

By going through your Credit Union, you can have a Visa Credit Card that offers lower rates and fees and that means your Credit Union Visa card costs less every time you use it. There are no annual fees, no minimum finance charges and no transaction fees for purchases. Interest is computed on the average daily balance, including new purchases. Check your Visa credit card transactions online.

It's often confusing because there are so many credit card offers out there, but the Visa card offered by your Credit Union has the reliability that you've come to expect.

The annual percentage rate (APR) varies. The rate will be prime plus 12% APR. Prime is the prime rate listed in the rates section of The Wall Street Journal "Money Rates" table on the third Monday of each month prior to the month in which the billing date occurs.

If you'd like to apply for a Visa credit or debit card with no annual fees and lower rates, just send in your Visa loan application to the Co-op Credit Union. Normal lending guidelines apply.

CREDIT CARD LOST OR STOLEN?

CREDIT CARD LOST OR STOLEN?
If your Co-op Credit Union Visa is lost or stolen, report it by calling
1-800-808-7230;
after hours call 1-800-991-4964.

Debit and ATM Card

Use your Visa Debit Card to make purchases without writing a check. Plus...your Visa Debit Card will give you instant cash at over 220,000 Visa Network ATMs worldwide. Find an ATM wherever you are.

Privileged Status ATM

Credit Union Visa cards are part of the Privileged Status ATM program. Members of participating Privileged Status financial institutions can use the ATMs of other participating Privileged Status financial institutions without paying surcharge fees.

Present your card at the time of purchase and the amount will be deducted from your checking account. It's easy, convenient, and hassle-free because you do not have to show an ID or take the time to write out a check... and you get a receipt for your records. The transaction will be detailed on your monthly member statement.

Use your Debit Card instead of a check or as an ATM card everywhere Visa cards are accepted...in your home town and around the world.

Click here to find a Privileged Status ATM

With your credit card comes responsibility. Protect your identity. Here are some suggestions for Keeping Your Credit Cards Safe and some ATM Safety Tips.