Credit Card
By going through your Credit Union, you can have a Visa
Credit Card that offers lower rates and fees and that means your Credit
Union Visa card costs less every time you use it. There are no
annual fees, no minimum finance charges and no transaction fees for
purchases. Interest is computed on the average daily balance,
including new purchases. Check
your Visa credit card transactions online.
It's often confusing because there are so many credit card
offers out there, but the Visa card offered by your Credit Union
has the reliability that you've come to expect.
The annual percentage rate (APR) varies. The rate will
be prime plus 6.5% APR, or 10.9% APR, whichever is higher. Prime
is the prime rate listed in the rates section of The Wall Street
Journal "Money Rates" table on the third Monday of each month
prior to the month in which the billing date occurs.
If your Co-op Credit Union Visa card is lost or stolen, report
it by calling 1-800-808-7230; after hours call 1-800-991-4964.
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Debit and ATM Card
Use your Visa Debit Card to make purchases without writing a
check. Plus...your Visa Debit Card will give you instant
cash at over 220,000 Visa Network ATMs worldwide. Find an ATM
wherever you are. ATM
Locator List
Credit Union Visa cards are part of the Privileged Status ATM
program. Members of participating Privileged Status financial
institutions can use the ATMs of other participating Privileged Status
financial institutions without paying surcharge fees. Find a Privileged
Status ATM. Privileged
Status ATMs
Present your card at the time of purchase and the amount will
be deducted from your checking account. It's easy, convenient,
and hassle-free because you do not have to show an ID or take the time
to write out a check... and you get a receipt for your records.
The transaction will be detailed on your monthly member statement.
Use your Debit Card instead of a check or as an ATM card
everywhere Visa cards are accepted...in your home town and around the
world.
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