Privacy

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

WHAT DOES CO-OP CREDIT UNION OF MONTEVIDEO
DO WITH YOUR PERSONAL INFORMATION?
Rev. 12/2010

FACTS

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income
Account balances and payment history
Credit history and credit scores

How?
All financial companies need to share members’ personal information to run their everday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Co-op Credit Union of Montevideo chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our every day business purposes---
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does Co-op Credit Union of Montevideo share? Yes
Can you limit this sharing? No

For our marketing purposes---
to offer our products and services to you

Does Co-op Credit Union of Montevideo share? Yes
Can you limit this sharing? No

For joint marketing with other financial companies---

Does Co-op Credit Union of Montevideo share? No
Can you limit this sharing? We don't share

For our affiliates' everday business purposes---
information about your transactions and experiences

Does Co-op Credit Union of Montevideo share? Yes
Can you limit this sharing? No

For our affiliates to market to you---

Does Co-op Credit Union of Montevideo share? Yes
Can you limit this sharing? Yes

For our nonaffiliates to market to you---

Does Co-op Credit Union of Montevideo share? No
Can you limit this sharing? We don't share

To limit our sharing

Call 320-269-2117 or 800-967-1709

Please note:
If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 320-269-2117 or 800-967-1709

What we do

How does Co-op Credit Union of Montevideo protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Co-op Credit Union of Montevideo collect my personal information?
We collect your personal information, for example, when you

Open an account or deposit money
Use your credit or debit card
Apply for a loan or provide employment information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?
Federal law give you the right to limit only

sharing for affiliates’ everyday business purposes—information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.

Our affiliates include companies with a common corporate identity of Co-op Credit Union of Montevideo; such as CUNA Mutual Insurance Group.

Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.

Co-op Credit Union of Montevideo does not share with nonaffiliates so they can market to you.

Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Co-op Credit Union does not jointly market.

Other important information

Click here for tips on protecting your privacy.