Co-op Credit Union -- Privacy Notice


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PRIVACY NOTICE

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Co-op Credit Union of Montevideo, with branches in Canby, Benson, and Willmar is owned by its members and run by a board of directors you elect. You can be confident that your financial privacy is a top priority of this credit union. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information.

If, after reading this notice, you have any questions, please contact us at:

320-269-2117

Or write to:

Co-op Credit Union
Privacy Administrator
1507 Washington Avenue
P. O. Box 447
Montevideo, MN 56265

We are committed to providing you with competitive products and services to meet your financial needs and assist you in reaching your financial goals. Because we strive to offer you the best products and services available, we need to share certain information about you with our affiliated third-party financial service providers.

What follows is a description of the information we collect and disclose.

Collection and Use of Non-Public Information
We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications and other forms;
Information about your transactions with us, our affiliates, or others;
Information we receive from a consumer reporting agency; and
Information obtained when verifying the information you provide on an application or other forms, such as from your current or past employers or from other institutions where you conduct financial transactions.

We may disclose all the information we collect, as described previously, to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements. An affiliate in which we may disclose information to is Cuna Mutual Insurance Group.

To protect our members' privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the information we provide to other third parties.

In order to conduct the business of the Co-op Credit Union, we may also disclose nonpublic personal information about you under other circumstances as permitted or required by law. These disclosures typically include information to open and maintain your accounts, advise you of new products or services, process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.

Disclosure of Information About Former Members
If you terminate your membership with us, we will not share information we have collected about you, except as permitted or required by law.

How We Protect Your Information
We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.

Click here for tips on protecting your privacy.

	The Co-op Credit Union is not liable for the content or availability of external links			Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.