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© 2012
Co-op Credit Union
Your savings federally insured to at least $250,000 and backed by
the full faith and credit of the United States Government. National Credit Union
Administration, a U.S. Government Agency.
|
INTEREST RATES
Savings and Checking Accounts
| Rates are effective as of January 1, 2012
|
| Account |
Nominal Rate |
Annual Percentage Yield * |
|
| Share Savings
|
.50
|
.50 APY
|
| Holiday Club
|
.50
|
.50 APY
|
| Vacation Club
|
.50
|
.50 APY
|
| IRA Deposit Account
|
1.49
|
1.50 APY
|
|
|
|
|
| Premier Checking
|
.15
|
.15 APY
|
| Member Advantage Checking
|
.15
|
.15 APY
|
|
|
|
|
| Members Money Savings Account
|
|
|
| $100.00 - $24,999.99
|
.25
|
.25 APY
|
| $25,000.00 - $49,999.99
|
.50
|
.50 APY
|
| $50,000.00 +
|
.80
|
.80 APY
|
|
|
|
|
| Health Savings Account (HSA)
|
|
|
| $10.00 - $2,499.99
|
.80
|
.80 APY
|
| $2,500.00 - $9,999.99
|
1.05
|
1.05 APY
|
| $10,000.00 +
|
1.24
|
1.25 APY
|
|
Certificates of Deposit and IRA CDs
| Rates are effective as of January 23, 2012
|
| Term |
Minimum |
Nominal Rate |
Annual Percentage Yield * |
|
| 6 months
|
$1,000
|
.50
|
.50 APY
|
| 12 months
|
$1,000
|
.50
|
.50 APY
|
| 18 months
|
$1,000
|
.70
|
.70 APY
|
| 24 months
|
$1,000
|
.75
|
.75 APY
|
| 36 months
|
$1,000
|
.75
|
.75 APY
|
| 48 months
|
$1,000
|
1.00
|
1.00 APY |
|
* Annual percentage yield (APY) is based on interest being paid
monthly and that interest remains on deposit until maturity. A
withdrawal of interest will reduce earnings. Subject to penalty
for early withdrawal. Limited time offer. Subject to change
without notice.
Titled Vehicle and Boat Loans
| Rates are effective as of September 26, 2011
|
| Loan Type |
Annual Percentage Rate* |
|
| 2008 - 2012
|
3.75% to 6.50%
|
| 2004 - 2007
|
5.00% to 7.75%
|
| 2003 and Older
|
6.00% to 9.50%
|
|
Visa Credit Card
| Loan Type |
Annual Percentage Rate* |
| |
|
* Annual percentage rate (APR) may vary for Visa loans. The rate
will be prime plus 12%. Prime is the
prime rate published in The Wall Street Journal "Money Rates" table on the
third Monday of each month prior to the month in which the billing date occurs.
All rates subject to change without notice. Normal Credit Union Lending
Guidelines apply.
|