Logo CO-OP Credit Union

Home Financial Services Home Directory Membership Savings Checking Loans Student Aid Interest Rates Fee Schedule Business Services Visaź Cards Applications Locations Online Services ATM Locations My Financial Center Privacy Policy Patriot Act

The Co-op Credit Union is not liable for the content, authenticity or availability of external links since we have no control over them. Nor does any external link imply endorsement of product or services.

© 2012
Co-op Credit Union

Insured by the NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender


Valid HTML 4.01 Transitional

Savings and Checking Accounts

Rates are effective as of January 1, 2012
Account Nominal Rate Annual Percentage Yield *
Share Savings .50 .50 APY
Holiday Club .50 .50 APY
Vacation Club .50 .50 APY
IRA Deposit Account 1.49 1.50 APY
     
Premier Checking .15 .15 APY
Member Advantage Checking .15 .15 APY
     
Members Money Savings Account    
$100.00 - $24,999.99 .25 .25 APY
$25,000.00 - $49,999.99 .50 .50 APY
$50,000.00 + .80 .80 APY
     
Health Savings Account (HSA)    
$10.00 - $2,499.99 .80 .80 APY
$2,500.00 - $9,999.99 1.05 1.05 APY
$10,000.00 + 1.24 1.25 APY

Certificates of Deposit and IRA CDs

Rates are effective as of January 23, 2012
Term Minimum Nominal Rate Annual Percentage Yield *
6 months $1,000 .50 .50 APY
12 months $1,000 .50 .50 APY
18 months $1,000 .70 .70 APY
24 months $1,000 .75 .75 APY
36 months $1,000 .75 .75 APY
48 months $1,000 1.00 1.00 APY

* Annual percentage yield (APY) is based on interest being paid monthly and that interest remains on deposit until maturity.  A withdrawal of interest will reduce earnings.  Subject to penalty for early withdrawal.  Limited time offer.  Subject to change without notice.

Titled Vehicle and Boat Loans

Rates are effective as of September 26, 2011
Loan Type Annual Percentage Rate*
2008 - 2012 3.75% to 6.50%
2004 - 2007 5.00% to 7.75%
2003 and Older 6.00% to 9.50%

Visa Credit Card

Loan Type Annual Percentage Rate*
Visa Credit Card 15.25%

* Annual percentage rate (APR) may vary for Visa loans.  The rate will be prime plus 12%.  Prime is the prime rate published in The Wall Street Journal "Money Rates" table on the third Monday of each month prior to the month in which the billing date occurs.

All rates subject to change without notice.  Normal Credit Union Lending Guidelines apply.