Savings

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

All of your accounts can be accessed online through our HFS (Home Financial Services) ...24 hours a day, seven days a week.

Membership Share Savings

Account can be opened with as little as $5.00
Money can be deposited or withdrawn at any time
No charge for electronic transactions: Telephone, Check Card or E-Mail (Limit: 6 per month)
Dividends paid on accounts with a balance of $10.00 or more

Holiday Club Savings

Account can be opened with as little as $5.00
You can authorize automatic transfers from savings to checking, or make deposits at any time
On October 1st of each year your Co-op Credit Union automatically mails you a check for the balance in your Holiday Savings account
Interest is paid on Holiday Savings accounts with balances over $10.00

Vacation Club Savings

Account can be opened with as little as $5.00
You can authorize automatic transfers from savings to checking, or make deposits at any time
When you're ready to leave on your "prepaid" vacation, just draw out the money
Interest is paid on Vacation Savings accounts with balances over $10.00

Retired Couple

Members Money Savings

Minimum to open the account is $1,000.00
Interest is paid on the average daily balance
Minimum daily balance to earn interest is $100.00
Tiered interest rate
Call for details and rates

Health Savings Accounts

Need high deductible health plan (HDHP) to be eligible for HSA
Minimum to earn interest $10.00
Tiered interest rate
Yearly contribution limits apply
No longer eligible once enrolled in Medicare
Yearly minimum deductible and maximum out-of-pocket limits apply
Call for details and rates

Savings Calculator

Calculator

Certificates of Deposit (CD)

The Co-op Credit Union has certificates of deposit available with the following terms:

6 months
12 months
18 months
24 months
36 months
48 months

Minimum balance to open a Certificate of Deposit Account is $1,000.00

Interest paid monthly with the following options:

To the Certificate of Deposit
To a Credit Union account
Sent to the member in a check

From time to time your Co-op Credit Union offers special term and minimum balance promotions for Certificates of Deposit

Check our current rates.

Individual Retirement Account (IRA)

Simplified Employee Pension (SEP)
A tax-deferred retirement plan provided by sole proprietors or small businesses, most of which do not have any other retirement plan

IRA Deposit Accounts
The Co-op Credit Union IRA Deposit Account allows you to make deposits in increments and in any amount after you have made your initial minimum deposit of $250 to open your account. This account is a good choice if you wish to make monthly or weekly deposits to an IRA. If you should choose to change the investment at a later date to any IRA certificate, you can do that. The rate may vary on a quarterly basis.

This investment option can be used for any type of IRA: Roth, Traditional, or Coverdell Education.

IRA Certificates of Deposit
Any Certificate of Deposit that the Co-op Credit Union offers can be used as an IRA investment option. Certificates of Deposit have a fixed term, ranging from six months to 48 months. The interest rate is guaranteed for the term of the certificate. Certificates of Deposit also have a minimum deposit to open the account.

A Certificate of Deposit can be used for any type of IRA: Roth, Traditional, or Coverdell Education.