

Lower rates & fees and earn reward points!
Features of Our Credit Cards
- Earn valuable uChoose Rewards points that may be redeemed for merchandise, travel, cash, events, gift cards and more!
- Balance Transfer Offer available for New Cardholders – contact a loan officer for more details
- Monitor your Visa Credit Card transactions online
- Interest is computed on the average daily balance, including new purchases
- Credit limit is based on your ability to repay
Card Payments – made even easier
When you use your Co-op Credit Union Visa® debit or credit card for recurring payments, like utility bills or subscription services, Visa will automatically update your card information through the Visa Account Updater (VAU) service whenever your card information changes. All Visa debit and credit card holders enjoy this benefit; no enrollment or activation is required.
Here’s how VAU works
When your card’s expiration date or card number changes (if the original card is lost/stolen or reissued due to closure), Visa will communicate your new card information directly to participating merchants you have authorized to charge your card. VAU only applies to recurring Visa debit and credit card payments, and updates are only sent to qualified participating merchants.
VAU is designed to help prevent interruption of your recurring payments and possible service disruptions when your card information changes. Because not all merchants subscribe to VAU, we recommend that you notify each merchant of your new debit or credit card number and/or expiration date to ensure your payments continue uninterrupted.
VAU is provided as a free benefit to Visa card holders.
If you have questions regarding this service, please contact your local Co-op Credit Union branch.
* Annual percentage rate (APR) may vary for Visa loans. The rate will be prime plus 12%. Prime is the prime rate published in The Wall Street Journal “Money Rates” table on the third Monday of each month prior to the month in which the billing date occurs.
- All rates subject to change without notice.
- Normal Credit Union Lending Guidelines apply.
- Please ask a Credit Union Member Service Representative for program details
Use Online_Access to review your transactions, view your statements and pay your bill online.
You may also access your Credit Card information through CCU Online / Mobile Banking.


