Effective October 1, 2025
Checking & Savings Accounts
| Item |
Fee |
| Overdraft Fee per Presentment |
$25.00 |
| Return Fee per Presentment |
$25.00 |
| Statement Copy |
$5.00 |
| Stop Payment |
$15.00 |
| Hourly Rate for Account Reconciliation |
$35.00 |
| Hourly Rate for Account Research |
$35.00 |
| Reg D Violation (per month) |
$5.00 |
| Inactive Account (per month) |
$7.00* |
*No activity for 2 years, balance $25 or less, age 21+
Checking Accounts
| Item |
Fee |
Check Collection
|
$15.00 |
| Canceled Check Copy |
$1.00 |
| Counter Check (per page) |
$1.00 |
Wire Money
| Item |
Fee |
| Incoming Wire |
$10.00 |
| Outgoing Wire |
$20.00 |
| Outgoing International Wire |
$45.00 |
| Outgoing Domestic Western Union |
$25.00 |
Account Fees Specific to Type of Account
| Business Premier Checking |
Monthly Service Charge |
| If the average daily balance falls below $2,500 during the month |
$10.00 |
| If the average daily balance falls below $300 during the month for accounts determined to be small business accounts |
$2.00 |
| Business Remote Deposit |
Fee |
| Scanner |
$400.00 |
| Monthly Service Fee |
$20.00 |
| Membership Advantage Checking |
Fee |
| Monthly Service Charge |
$50.00 |
| Members Money Savings |
Fee |
| Exceed 6 Transactions fee |
$20.00 per transaction over 6 transactions per calendar month |
| WINcentive Savings |
Fee |
First Withdrawal Per Year
|
$10.00 |
| Second Withdrawal Per Year |
$25.00 |
| Bill Pay |
Fee |
| Expedited Payment Fee |
$25.00 |
| Return Item Fee |
$10.00 |
| Item |
Fee |
| Cashier’s Check |
$2.00 |
| Money Order |
$2.00 |
| Coin counting for Members |
Free |
| Coin counting for Non-Members |
2% |
| Account History Printout |
$1.00 |
| Amortization Schedule |
$5.00 |
| Inactive/Return Mail Fee (Quarterly) |
$10.00 |
| Credit Bureau Investigation |
$5.00 |
| Levy or Garnishment |
$25.00 |
| Unclaimed Property Processing |
$25.00 |
| Replace Debit Card |
$25.00 |
| Rush Debit Card |
Up to $75.00 |
Outgoing Fax
| Item |
Fee |
| (1st page $5; add’l pages $1 each) |
$5.00 |
| Incoming Fax, per Page |
$1.00 |
| Notarization for Members |
Free |
| Notarization for Non-Members |
$5.00 |
| Photocopy for Non-Members, per page |
$0.25 |
| Visa Gift Cards |
$2.50 |
| Item |
Annual Fee* |
|
Health Savings Account (HSA) Annual Fee
|
$20.00
|
*Annual Rent Payment/Fees are due on December 1st
Safe Deposit Boxes
Annual Rent Payment*
(Montevideo and Benson)
| Size |
Fee |
| 3 x 5 |
$18.00 |
| 5 x 5 |
$25.00 |
| 3 x 10 |
$30.00 |
| 5 x 10 |
$40.00 |
| 10 x 10 |
$75.00 |
*Annual Rent Payment/Fees are due on December 1st
