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Deposit Rates


*A.P.Y Effective as of July 1, 2026
 
Account Dividend (D) / Interest (I) Rate Annual Percentage Yield (APY)*
Share Savings
The Share Savings account is a dividend bearing account
1.739% 1.75%
Holiday Club 1.739% 1.75%
Vacation Club 1.739% 1.75%
Wincentive Savings 1.739% 1.75%
IRA Deposit Account 2.231% 2.25%
Premier Checking 0.20% 0.20%
Membership Advantage Checking 0.20% 0.20%
 
Members Money Savings Account (I)
Dividend (D) / Interest (I) Rate Annual Percentage Yield (APY)*
$100.00 – $24,999.99 1.739% 1.75%
$25,000.00 – $49,999.99 2.231% 2.25%
$50,000.00 + 2.967% 3.00%
 
Health Savings Account (HSA) (I) Dividend (D) / Interest (I) Rate Annual Percentage Yield (APY)*
$10.00 – $2,499.99 1.590% 1.60%
$2,500.00 – $9,999.99 1.936% 1.95%
$10,000.00 + 2.231% 2.25%
 
*A.P.Y. Effective as of March 23, 2026
 
Term Minimum Interest Rate Annual Percentage Yield (APY)
6 months $1,000 3.735% 3.80%
12 months $1,000 3.928% 4.00%
18 months $1,000 3.590% 3.65%
24 months $1,000 3.590% 3.65%
36 months $1,000 3.445% 3.50%
48 months $1,000 3.445% 3.50%
 
Rates are effective as of January 1, 2025
 
Account Interest Rate Annual Percentage Yield (APY)*
Premier Checking .20  .20 APY
Member Advantage Checking .20 .20 APY
* Annual percentage yield (APY) is based on interest being paid monthly and that interest remains on deposit.  A withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account. Subject to change without notice.  Average daily balance must be $1,000 or higher to earn interest.

















*Annual Percentage Yield (A.P.Y.) is based on interest being paid monthly and that interest remains on deposit unit maturity.

Withdrawal of interest will reduce earnings. Subject to penalty for early withdrawal.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government

NCUA, National Credit Union Administration, a U.S. Government Agency

Contact a Credit Union employee for more information on Rates, fees and applicable terms. 1-800-967-1709

Rates are subject to change without notice.
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